Annuities




What it can do for you

With an Aviva indexed annuity, you get the safety of a traditional fixed annuity, with the potential for better long-term growth.

Higher growth potential
Compared to a traditional fixed annuity, an indexed annuity has the potential for higher interest earnings with a guaranteed minimum, so you’ll never lose your principal premium.

Helps you sleep better
An Aviva indexed annuity can help you save money on a tax-deferred basis and can guarantee you’ll receive income for life. So no matter how long you live, you won’t outlive your retirement savings. Just go ahead and try.

Fills in the gaps
Oftentimes pensions, IRAs and social security don’t add up to enough income to live the way you want during retirement. An indexed annuity from Aviva can supplement your retirement income.

When you might need it

If you’re in one or more of these situations, an Aviva indexed annuity might be exactly what you need.

You’re saving for retirement
If you’re already contributing the maximum to other retirement plans, like an IRA or 401(k), an indexed annuity offers another retirement savings option that grows tax deferred.

You won’t need the money soon
If you don’t anticipate needing any amount of money from the indexed annuity prior to the time that you turn 59½, then it may be a good option for you.

You’re worried you might outlive your savings
Annuities can provide guaranteed income for the rest of your life, whether you live to be 100 or even 110. It could happen.

You’re responsible for others
With an Aviva annuity, you can provide your loved ones with a payment in the event of your death, also called a death benefit.

Taxable amounts withdrawn prior to age 59½ may be subject to a 10% IRS penalty in addition to ordinary income tax. Withdrawals are not credited with index interest for that term. Withdrawals in excess of the free amount may be subject to withdrawal charges and a market value adjustment and may result in the loss of principal if taken during the first 5-10 years of the contract.

Aviva does not authorize its agents, employees or representatives to give legal, tax or accounting advice. The information contained herein is our understanding of the current laws as they relate to annuities. These laws are subject to change in the future. Please consult your personal advisor for any tax, legal or accounting advice to determine if a single premium immediate annuity or a deferred annuity is right for you.